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Fort Worth is a city full of adventures waiting for you! You can step into the Old West at the Stockyards, where cowboys and cowgirls do exciting rodeo tricks. And remember to visit the Fort Worth Zoo, where you can meet playful monkeys and graceful giraffes. The Kimbell Art Museum has stunning paintings and sculptures to explore if you love art.
Do you know that you can see a real cattle drive in Fort Worth? It's like going back in time to when cowboys herded cattle. And at the zoo, you can even watch sea lions do tricks in the water!
Because Fort Worth is a bustling city, there are lots of cars zooming around. That's why having the best auto coverage in Fort Worth is so important. It helps make sure you're safe while you're out exploring.
At CINCO Auto Insurance Insurance, we're here to make sure you have the best protection while you have fun exploring all the wonderful things Fort Worth has to offer!
Quick Facts About the Auto Insurance in Fort Worth:
- Approximately 90% of drivers in Texas have auto insurance, slightly below the national average.
- Fort Worth reports an average of 14,000 motor vehicle accidents annually.
How much does Auto Insurance in Fort Worth cost?
In Fort Worth, most folks pay around $102 monthly for basic general liability insurance and about $188 for full coverage auto insurance - this is about 8% less than drivers pay on average in Texas. Remember, insurance costs can increase in different Texas cities. It depends on how many people live there, how many accidents occur, and the local rules. It also varies based on the insurance provider.
Car Insurance in Fort Worth Costs by Zip Code:
Where you live in Fort Worth can change how much you pay for car insurance. Some areas may have more cars, making insurance a little more expensive. Also, having more accidents or thefts in a neighborhood might increase the cost of insurance. So, your neighborhood in Fort Worth can affect how much you pay for cheap car insurance , which is why different zip codes have different prices.
| Zip Code | Average Monthly Quote (Liability) |
| 76112 | $99 |
| 76137 | $84 |
| 76133 | $128 |
| 76179 | $63 |
| 76108 | $105 |
| 76244 | $103 |
| 76123 | $156 |
| 76120 | $82 |
| 76107 | $119 |
| 76104 | $102 |
| 76106 | $88 |
| 76177 | $70 |
| 76135 | $76 |
| 76134 | $75 |
| 76114 | $76 |
| 76105 | $139 |
| 76110 | $88 |
| 76111 | $126 |
| 76102 | $85 |
| 76155 | $100 |
Car Insurance Rates by Age in Fort Worth:
How old you are matters regarding how much you pay for insurance in Fort Worth. If you're just starting to drive, you will likely have accidents or make mistakes on the road. That's because young drivers have yet to have as much practice and time to become good at driving. So, insurance companies often ask younger drivers to pay more for insurance because there's a bigger chance of things going wrong. But if you're older and have been driving for a longer time, you have more experience. And that means you're less likely to have accidents. Because of this, insurance for older drivers in Fort Worth is usually less expensive.
At CINCO Auto Insurance we believe everyone should have insurance they can afford, no matter their situation. We talk with our customers to find a price that fits their budget. In Texas, here are the average monthly rates for different age groups:
Driving Conditions in Fort Worth:
How many accidents happen in Fort Worth every year?
In 2021, Fort Worth saw a total of 14,679 traffic accidents, as recorded by the Texas Department of Transportation (TxDOT). These incidents resulted in 130 sad deaths and left 7,434 people injured, highlighting the importance of road safety in the city.
How bad is Fort Worth Traffic?
It's worth noting that environmental conditions can cause these accidents. Factors such as slippery roads, less visibility, and strong winds can create scary situations for drivers and other road users. However, an extensive study conducted by the National Highway Traffic Safety Administration revealed a surprising statistic: a staggering 94% of accidents are due to driver-related causes. It encompasses a range of behaviors, from carelessness to high speed - this shows the big role that individual drivers play in ensuring road safety. By driving with caution, being mindful of their surroundings, and purchasing good Car Insurance in Fort Worth, everyone can contribute to making the roads safer.
Minimum Car Insurance Requirements in Fort Worth:
In Fort Worth, Texas, you need to have a type of insurance called professional liability coverage . It is commonly known as the "30/60/25"plan. Here are the minimal coverages you must have according to the State Guidelines:
- $30,000 for each person's Bodily Injury Liability (BI).
- $60,000 for Bodily Injury Liability (BI) in total for one accident.
- $25,000 for Property Damage Liability (PD).
So, if there's an accident, your insurance will pay up to $60,000 for injuries but no more than $30,000 for one person. It also covers up to $25,000 for property damage. Unless you decline it in writing, you must get at least $2,500 in Personal Injury Protection (PIP) insurance.
Major Discounts for Automobile Insurance in Fort Worth:
The easiest way to save money is by opting for discounts. CINCO Auto Insurance offers its customers a wide range of discounts because we aim to make car insurance accessible to everybody. A few major discounts that make us the most affordable car insurance in Fort Worth are listed below.
| Military discounts | Renewal Discounts | Continuos insurance discounts |
| Multi-policy Discounts | Marriage Discount | Loyalty discounts |
| Multi-car Discounts | Bundling Discounts | Accident-free Discount |
| Costco Discount | Defensive Driving Course Discount | Teen Drivers |
| Lien Holder Discount | Senior Drivers, | Bundling Policies |
| Good driver Discounts | Paid-in-Full | Automatic Payments |
| Occupational discounts | Paperless Billing | Vehicle Safety Ratings and Features |
| First Responders | Affiliation Discounts | Low Mileage Discounts |
| Mature, retired, or senior discount | User-Based | Telematics-Based |
Penalties for Traffic Violations/Offenses in Fort Worth:
In Fort Worth if you're caught speeding, you might end up with a fine. The average fine in Texas for going about 10 miles per hour faster than the speed limit is roughly $223. However, if you drove even faster, like 15 miles per hour over the limit, it might be about $255. And if you were flying 20 miles per hour, the fine could be around $291.
You could be looking at a fine between $175 and $350 for a first-time offense. However, if you keep repeating the same mistake, the penalty could jump to anywhere between $350 and $1000. Remember, sticking to speed limits is important to keep everyone, including yourself, safe on the roads. If you receive a ticket, note the fine amount and follow any instructions provided by the authorities to handle the situation properly. Here is a list of traffic violations and how they affect your insurance premium rates to give you an idea.
| Violation | Premium Increase After Infraction |
| Red Light Infraction | 23% |
| Speeding Ticket | 27% |
| Reckless Driving Infraction | 98% |
| Suspended Driver’s License Infraction | 104% |
| DUI | 107% |
Major Amenities in Fort Worth:
Fort Worth, a city with a rich history, has many good things for people there. There are libraries, like the Central Library at 500 W. Third Street, Fort Worth, TX 76102. It's a great place to learn and be part of the community. Also, Fort Worth has lots of parks—over 200! They're places where you can have fun outside and relax.
If you have questions about taxes, Fort Worth has places to help you. The main office is at 100 E. Weatherford Street, Fort Worth, TX 76196. They can help with property taxes for homes and businesses.
And if you need to do things with your car, there are special places called DMV offices. One is the Fort Worth Regional Service Center at 2425 Gravel Drive, Fort Worth, TX 76118. You can go there to renew your driver's license, register your car, and get special license plates. These places are spread out to make it easy for everyone to use these services in Fort Worth.
From License Renewals to Title Transfers, We've Got You Covered; Discover the top 4 DMV offices near your town!
| Name | Address | Contact Number | Official Website |
| Texas Department of Public Safety | 5816 Azle Ave Fort Worth, TX 76114 | 1 817-238-9197 | Link |
| Texas Department of Public Safety | 8301 Brentwood Stair Rd Fort Worth, TX 76120 | 1 817-285-1900 | Link |
| Tarrant County | 1400 Main St Southlake, TX 76092 | 1 817-748-8400 | Link |
| Department Of Public Safety | 624 NE Loop 820 Hurst, TX 76053 | 1 817-299-1426 | Link |
Get a Quote for Car Insurance in Fort Worth Right Away!
Taking on the role of a careful driver extends beyond just driving; it involves an ongoing dedication to your and your vehicle's safety. At CINCO Auto Insurance , we understand the importance of safeguarding your vehicle.
Let CINCO Auto Insurance be your guiding light toward a reliable car insurance policy. Receive a quote online, call us at 855-336-8555, or email your query to startsaving@cincoautoinsurance.com .