Best
Why Pay More ?
Denton, Texas, is a city with many wonderful places to enjoy. The Clear Creek Natural Heritage Center, is one of the great spots. It's a peaceful place with lovely trails and pretty views of nature. If you're into music, Denton is also known for its amazing music scene. You can catch joyful live performances at places like Dan's Silverleaf. The Denton County Courthouse-on-the-Square Museum is a fantastic visit for those who love learning. It's a place filled with interesting stories about the history of Denton.
When you're driving in Denton, having good car insurance is like having a safety shield at your disposal. It helps you feel safe as you explore this beautiful city. Whether you're walking the trails at Clear Creek, enjoying live music, or discovering the history of the courthouse museum, trusted car insurance means you can enjoy Denton without any stress or worry.
Allow CINCO Auto Insurance to be your dependable travel ally. Obtain a quote right now and drive with assurance!
Quick Facts About Auto Insurance in Denton:
- Speed Limits: The city generally observes 30 to 75-mph speed limits on main roads.
- Commuting Patterns: About 82% of Denton's population drives to work daily.
How much does Auto Insurance in Denton Cost?
For those looking for affordable auto insurance in Denton, the usual average monthly cost for minimum coverage general liability insurance , which is a state requirement, is approximately $98, while full coverage insurance amounts to about $204. Drivers in Denton enjoy a 6% reduction in costs compared to the Texas average for insurance rates. This makes securing affordable auto insurance in Denton a more accessible option for drivers in the area.
Auto Insurance Costs by Zip Code in Denton:
When it comes to auto coverage in Denton, remember that where you live matters. It can be determined by the number of vehicles or the rate at which accidents or incidents of theft occur in your area. So, the exact area you reside in Denton affects how much your auto insurance will cost. This vital information can help you pick the right budget-friendly coverage that works for you.
| Zip Code | Average Monthly Quote (Liability) |
| 76201 | $117 |
| 76205 | $118 |
| 76207 | $121 |
| 76209 | $81 |
Car Insurance Rates by Age in Denton:
The amount you pay for insurance varies according to your age. Driving is more expensive when you're first starting out because there's a greater likelihood of accidents. However, insurance costs are lower for older and more experienced drivers because there is a lower risk of accidents and traffic issues.
No matter their circumstances, everyone should be able to afford insurance, according to CINCO Auto Insurance Agency . We consult with our clients to determine an affordable price. These are the typical monthly rates in Denton, Texas for various age groups.
Driving Conditions in Denton:
How many car accidents happen in Denton every year?
In 2021, Denton County faced a total of 59 fatal crashes, resulting in 68 tragic accident-related deaths. These numbers, reported by the Texas Department of Transportation, highlight the county's importance of road safety measures. Everyone must drive attentively and follow traffic rules to help prevent such devastating accidents. These figures emphasize the need for continued efforts to improve road conditions and promote safer driving habits. Ensuring the well-being of all those who use the roads in Denton County is a shared responsibility.
How bad is the Traffic in Denton?
In Denton, traffic congestion is a prevalent issue, with residents spending an average of 45 hours annually stuck in traffic. This results in an estimated $1,000 in lost productivity and additional fuel expenses for the average driver. Some roads in the area may require attention due to their condition, highlighting the need for improved infrastructure. Initiatives are underway to ease congestion and enhance road quality for smoother travel experiences. As Denton's population continues to grow, optimizing traffic flow remains paramount for efficient and cost-effective commuting. Addressing these challenges is essential to ensure safer and more efficient travel for everyone in Denton
Minimum Car Insurance Requirements in Denton:
In Denton, Texas, you need to have a type of insurance called Liability coverage. It is commonly known as the "30/60/25" plan. Here are the minimal coverages you must have according to the State Guidelines:
- $30,000 for each person's Bodily Injury Liability (BI).
- $60,000 for Bodily Injury Liability (BI) in total for one accident .
- $25,000 for Property Damage Liability (PD).
So, if there's an accident, your insurance will pay up to $60,000 for injuries but no more than $30,000 for one person. It also covers up to $25,000 for property damage. Unless you decline it in writing, you must get at least $2,500 in Personal Injury Protection (PIP) insurance.
Major Discounts for Automobile Insurance in Denton:
The easiest way to save money is by opting for discounts. CINCO Auto Insurance offers its customers a wide range of discounts because we aim to make car insurance accessible to everybody. We provide a few major discounts to make our insurance convenient, which are listed below.
| Military discounts | Renewal Discounts | Continuous insurance discounts |
| Multi-policy Discounts | Marriage Discount | Loyalty discounts |
| Multi-car Discounts | Bundling Discounts | Accident-free Discount |
| Costco Discount | Defensive Driving Course Discount | Teen Drivers |
| Lien Holder Discount | Senior Drivers, | Bundling Policies |
| Good driver Discounts | Paid-in-Full | Automatic Payments |
Penalties for Traffic Violations/Offenses in Denton:
When driving in Texas, it's imperative for you to have proof of insurance with you at all times. Upon a traffic stop, a police officer will request to see your driver's license, Texas driver's license, and any documentation proving you have sufficient cheap vehicle insurance in Denton.
You may be fined between $175 and $350 if this is your first offense for driving without insurance. However, the fines could increase to $1000 or more if this issue is constant or occurs again. Your insurance premiums may go up if you violate these guidelines.
Here's a list of violations and how they might make your premiums more expensive.
| Violation | Premium Increase After Infraction |
| Red Light Infraction | 23% |
| Speeding Ticket | 27% |
| Reckless Driving Infraction | 98% |
| Suspended Driver’s License Infraction | 104% |
| DUI | 107% |
Major Amenities in Denton:
Denton, Texas, is a city that's all about making life easy for its folks. If you need to handle anything with your driver's license, just swing by the Denton Driver License Office on North Loop 288. There's another one right on McKinney Street. They're both there to lend a hand when you need it.
And when it comes to books and enjoyable learning, Denton's got some awesome libraries. The Emily Fowler Central Library and the North Branch Library are like public spaces for knowledge exchange in your city. And for taxes, Denton's got you covered. The Denton Tax Office and the Denton County Tax Office are nearby, ready to help you with all your crucial responsibilities on your plate.
It's very convenient to live in Denton because of all these important locations that are nearby each other. That implies you can accomplish all your important tasks on your list without facing a great deal of difficulty. For everyone, that explains why Denton is such a wonderful city!
From License Renewals to Title Transfers, We've Got You Covered; Discover the top 4 DMV offices near your town!
| DMV Office | Address | Contact Number | Official Website |
| Collin County Registration & Titling - Frisco Office | 6101 Frisco Square Blvd, Frisco, TX 75034 | 1 469-362-5800 | Link |
| Denton County Registration & Titling - Carrollton | 1029 W. Rosemeade Pkwy, Carrollton, TX 75007 | 1 940-349-3500 | Link |
| Carrollton Mega Center Driver License Office | 4600 State Highway 121, Carrollton, TX 75010 | 1 972-394-4530 | Link |
| Flower Mound Driver License Office | 6200 Canyon Falls Drive, Ste. 400, Flower Mound, TX 76226 | 1 940-464-0082 | Link |
Get a Quote for Car Insurance in Denton Right Away!
Being a responsible driver demands more than just hitting the road - it includes taking care of yourself and your vehicle side by side. At CINCO Auto Insurance , we realize the great importance of safety alongside stability. We provide affordable auto insurance in denton at the most suitable rates!
Let CINCO Auto Insurance be your guiding light toward a reliable car insurance policy . Receive a quote online, call us at 855-336-8555, or email your query to startsaving@cincoautoinsurance.com.