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Mesquite, Texas, is a city with lots of enjoyable places to discover. The Town East Park is one of the great spots. It's a peaceful place with lovely green spaces and pretty walking trails. If you're a fan of good food, Mesquite has some amazing barbecue joints that will make your taste buds happy. The Florence Ranch Homestead is a fantastic visit for those interested in history. It's a place filled with interesting stories about Mesquite's past.
When driving in Mesquite, with reliable car insurance, have your back protected! Trusted insurance helps you feel secure as you explore this lively city. Whether you're strolling through Town East Park, savoring barbecue delights, or learning about the history of Florence Ranch, reliable car insurance means you can enjoy your journey in Mesquite without thinking about possible vehicle-related issues or challenges.
Let CINCO Auto Insurance be your trusted ally on the road as you drive. Get a quote today and secure your vehicle with us!
Quick Facts About the Auto Insurance in Mesquite:
- Speed Limits: Speed limits in Mesquite typically range from 30 to 60 mph on main roads.
- Commuting Trends: Roughly 84% of the population commutes using private vehicles.
How much does Auto Insurance in Mesquite Cost?
Basic auto coverage in Mesquite Basic auto coverage in Mesquite covers the essentials and can cost around $109 a month. It is also known as professional liability coverage . If you are looking for a more holistic coverage, which includes extra protection, it's about $172 per month. Mesquite drivers pay more than the rest of Texas, around 2% higher on average. Discover the best insurance plans that suit your needs right here.
Auto Insurance Costs by Zip Code in Mesquite:
If you want affordable auto insurance in Mesquite, do keep in mind that the cost-effectiveness of your Grand Prairie neighborhood affects your auto insurance. Costs may increase with more vehicles or accidents or decrease if the area has a steady record. When choosing a coverage plan, consider your exact location and keep in mind its nuances to identify options that meet your needs and budget.
| Zip Code | Average Monthly Quote (Liability) |
| 75149 | $122 |
| 75150 | $109 |
Car Insurance Rates by Age in Mesquite:
In Mesquite, Texas, taking note of how age can impact your insurance is imperative. Older drivers with experience enjoy lower insurance rates than drivers who are just starting to drive and are younger. The associated risk of being a young driver is higher.
At CINCO Auto Insurance Company , we consult with our customers to determine a coverage that works for them and fits right within their budget since we believe that insurance is for everyone. Here are the average monthly rates for different age groups in Mesquite, Texas.
Driving Conditions in Mesquite:
How many accidents happen in Mesquite?
In Mesquite, Texas, in the year 2021, there were ten very serious accidents. These accidents involved 18 cars. Thankfully, there were no accidents where someone was driving after drinking alcohol, which is good news. Unfortunately, ten people lost their lives in these accidents, and a total of 29 people were part of these serious accidents. Everyone needs to be super careful when they're on the roads. Let's all work together to make the roads safer in Mesquite.
What is the Traffic condition in Mesquite?
In Mesquite, traffic congestion is a significant concern, with residents spending an average of 40 hours annually stuck in traffic. This results in an estimated $900 lost productivity and additional fuel expenses for the average driver. Some areas' roads may require attention due to their condition, highlighting the need for improved infrastructure. Initiatives are underway to ease congestion and enhance road quality for smoother travel experiences. As Mesquite's population continues to grow, optimizing traffic flow remains paramount for efficient and cost-effective commuting. Addressing these challenges is essential to ensure safer and more efficient travel for everyone in Mesquite.
Minimum Car Insurance Requirements in Mesquite:
In Mesquite, Texas, you need to have a type of insurance called Liability coverage. It is commonly known as the "30/60/25"plan. Here are the minimal coverages you must have according to the State Guidelines:
- $30,000 for each person's Bodily Injury Liability (BI).
- $60,000 for Bodily Injury Liability (BI) in total for one accident.
- $25,000 for Property Damage Liability (PD).
So, if there's an accident, your insurance will pay up to $60,000 for injuries but no more than $30,000 for one person. It also covers up to $25,000 for property damage. Unless you decline it in writing, you must get at least $2,500 in Personal Injury Protection (PIP) insurance.
Major Discounts for Automobile Insurance in Mesquite:
The easiest way to save money is by opting for discounts. CINCO Auto Insurance offers its customers a wide range of discounts because we aim to make car insurance accessible to everybody. We provide a few major discounts to make our insurance convenient, which are listed below.
| Military discounts | Renewal Discounts | Continuous insurance discounts |
| Multi-policy Discounts | Marriage Discount | Loyalty discounts |
| Multi-car Discounts | Bundling Discounts | Accident-free Discount |
| Costco Discount | Defensive Driving Course Discount | Teen Drivers |
| Lien Holder Discount | Senior Drivers, | Bundling Policies |
| Good driver Discounts | Paid-in-Full | Automatic Payments. |
Penalties for Traffic Violations/Offenses in Mesquite:
Keep in mind that it is always important to have proof of insurance with you. If you are pulled over by an officer, they will ask you to show your driver's license, Texas vehicle registration, and essential papers that can serve as evidence that you have Vehicle Insurance in Mesquite. Vehicle Insurance in Mesquite.
You may be fined between $175 and $350 if this is your first offense of being found without insurance. However, the fines could increase to $1000 or more if it occurs again. Your insurance premiums may go up if you are ever caught violating these guidelines.
Here's a list of violations and how they might make your premiums more expensive
| Violation | Premium Increase After Infraction |
| Red Light Infraction | 23% |
| Speeding Ticket | 27% |
| Reckless Driving Infraction | 98% |
| Suspended Driver’s License Infraction | 104% |
| DUI | 107% |
Major Amenities in Mesquite:
Mesquite, Texas, is all about making life easy for its people. If you need anything related to your driver's license, you can head over to the Mesquite Driver License Office on Town East Boulevard. There's another one on Gus Thomasson Road, both ready at your disposal to assist you.
Now, when it comes to books and enjoyable learning, Mesquite has some awesome libraries. The Mesquite Main Library and the North Branch Library are packed with cool books and things to discover. It's like having a treasure trove of knowledge right in your city! And for taxes, Mesquite's got you covered. The Mesquite and Dallas County Tax Office are close by, ready to help you with all the crucial aspects of adult responsibilities.
Living in Mesquite is very convenient because of the proximity of these valuable locations. It implies that you can accomplish multiple tasks without experiencing any major difficulties. That explains why Mesquite is such a wonderful city for everyone!
From License Renewals to Title Transfers, We've Got You Covered; Discover the top 4 DMV offices near your town!
| DMV Office | Address | Contact Number | Official Website |
| Dallas County Tax Office - Mesquite | 210 W. Grubb Drive, Mesquite, TX 75149 | 1 214-653-7811 | Link |
| Garland (Dallas Metro Area) - Driver License Office | 350 West Interstate 30, Garland, TX 75043 | 1 214-861-2125 | Link |
| Dallas-Garland Mega Center Driver License Center | 4445 Saturn Road, Suite A, Garland, TX 75041 | 1 214-861-3700 | Link |
| Dallas County Tax Office | 600 Commerce St, Dallas, TX 75202 | 1 214-653-7811 | Link |
Get a Quote for Car Insurance in Mesquite Right Away!
Being a responsible driver demands more than just hitting the road - it includes taking care of yourself and your vehicle side by side. At CINCO Auto Insurance , we realize the great importance of safety alongside stability. We provide affordable auto insurance in Mesquite at the most suitable rates!
Let CINCO Auto Insurance be your guiding light toward a reliable car insurance policy . Receive a quote online, call us at 855-336-8555, or email your query to startsaving@cincoautoinsurance.com.